Most investors do not lose money because they lack information. They lose money because they skip steps. A checklist stops that, and a scorecard makes the checklist fast enough to use every time. This free calculator scores any company against the five tests we use on Gingernomics. Enter the numbers, and each criterion turns green, amber or red as you type. At the bottom you get a verdict: buy candidate, watchlist or reject. How to Use the Scorecard You need about ten numbers

The five criteria investment strategy distils the best of value investing into a repeatable framework. Learn how it works and why checklists beat instinct every time.

Master the fundamentals of stock research and learn how to evaluate companies like a pro.

Finding great stocks consistently isn't luck. It's a product of deliberate habits and systems—research discipline, intellectual curiosity, and documented learning.

A good stock analysis checklist asks the same fifteen questions of every company before you buy: three for each of the Five Criteria (great business, durable moat, aligned management, sound balance sheet, reasonable price), each scored pass, borderline or fail. A stock needs to pass all five criteria. The checklist does not make the decision for you. It makes sure the analysis actually happens. Most people buy stocks on a feeling: a good story, a friend's tip, a product they

Learn how to quickly evaluate a stock with a five-question screen — returns on capital, pricing power, growth, debt, and moat — before committing hours of research.

Avoid the most common stock analysis mistakes — anchoring to price paid, single-metric traps, ignoring qualitative factors — with insights from Buffett and Munger.